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Jumio, a secretive online-payments startup created by Jajah founder Daniel Mattes, is finally ready for its close-up.That’s a fitting metaphor, because Jumio is enabling online credit card payments made by scanning a card with a computer webcam.And they ruse is easy to fall for, because it plays into our desire for easy flirtation.SEE ALSO: 10 Red Flags You're About to Get Spammed Here's how it works: Scammers set up fake profiles with photos of attractive women.These aren't cam girls or people out to make money.These are real exhibitionists who love to be watched while they have sex.

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The video is encrypted and streamed to Jumio’s servers, which extract the card number and information and processes the payment.

Once a user contacts them, a spambot sends enticing programmed messages, tempting to you to join a private session with a live feed of the person undressing.

If you fall for the ploy, you are sent a shortened URL that leads to a site asking for your credit card information to verify your age and begin the cam session.

That name couldn't be more appropriate for a dating app with a problem that could leave users steaming.

Tinder, the addictive online matchmaking tool, is plagued by fake accounts luring unsuspecting users into pricey phishing schemes.